Motorcycle breakdown cover
If you ride a motorbike, having breakdown cover in place is a good idea. Whether it’s a battery issue, a flat tyre or a mechanical fault, you can feel reassured that help is at hand 24/7. At the RAC, we offer the same breakdown cover for motorbikes, mopeds and scooters as we do for cars. So you don’t need to worry about buying specialist cover.
If you’re heading to Europe, you can also buy European breakdown coverfor motorbikes over 125cc.
Why choose the RAC for motorcycle recovery?
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Unlike other providers, the RAC includes roadside and home rescue as standard
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We offer breakdown cover and recovery for motorcycles over 49cc in the UK ( and over 125cc in Europe)
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You can choose ‘vehicle cover’ to protect your motorbike no matter who rides it
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Or you can choose ‘personal cover’ to protect yourself as a driver or passenger in any vehicle
What types of vehicles do you cover?
You can buy RAC Breakdown Cover for your motorbike, moped or scooter, as well as your car. All we ask is that your motorbike is 49cc or over. If you’re looking for European breakdown cover, bear in mind that we only cover motorbikes, mopeds and scooters over 125cc.
Just so you know, we don’t offer any breakdown cover for electric pavement vehicles, electric wheelchairs, electric bikes, push bikes or any vehicle that isn’t road legal.
What types of motorbike breakdown cover are there?
For motorcycles, cars and other vehicles, there are two types of breakdown cover to choose from: vehicle or personal cover. Here are the differences between the two.
- This type of cover applies to a specific motorbike.
- It doesn’t matter who’s riding it when it breaks down, it will still be covered regardless.
- This is ideal if you only have one motorbike in your household, and more than one person rides it.
- Personal cover means you’re covered on any motorbikes as a driver or passenger. For example, you’ll be covered when riding your own motorbike and when riding pillion on someone else’s.
- You’ll also be covered for any other vehicle you drive, such as cars and vans.
- This is ideal if you ride more than one motorbike, or you want joint car and motorbike cover.
Compare our breakdown cover
What’s included in your motorbike breakdown cover depends on the cover level you choose. For example, Standard cover includes a 10-mile motorcycle recovery if we can’t fix you on the spot. Advanced and Ultimate cover will tow you anywhere in the UK.
Roadside Assistance
Roadside Assistance
Roadside Assistance
^^ Monthly prices on a fixed 24 month plan, for 1 vehicle.
Fixed
Flexible
*For new, single vehicle based cover on a fixed 12 month plan. Standard cover from £4.75 a month. Ends 11/02/22, 7am.
With every level of cover, you’ll also have support from our Accident Care team. So if you’re involved in accident, just call 0333 2000 999 and we’ll come to your rescue† . Lines are open 24 hours a day, seven days a week.
Additional cover for motorcycles
For even more assurance, you can add extra cover to your motorbike breakdown cover. For example:
Need European breakdown cover for your motorbike?
If you ride your motorbike in Europe, you’ll need to buy European motorcycle breakdown cover. You’ll need to take this out in addition to your UK breakdown cover. And it’s only available for motorbikes, scooters and mopeds over 125cc.
With the RAC, you can choose between a single-trip or an annual policy depending on how often you travel to Europe. You can also get cover in up to 49 different countries. So wherever you venture, you’ll be covered.
You can buy European motorcycle breakdown cover here. Or call us on 0330 332 8302.
Compare motorbike breakdown cover
When looking for motorbike breakdown cover, it’s a good idea to compare different companies and cover levels. That way, you can make sure you get the right cover for you.
Here’s a quick comparison of our breakdown cover compared to the AA and Green Flag’s.
| RAC | AA | Green Flag | |
|---|---|---|---|
| Roadside and home rescue as standard | |||
| 20-mile taxi from the garage as standard | |||
| Fault report for the garage as standard | |||
| Free vehicle health check when you join | |||
| Large uniformed patrol fleet |
Breakdown cover reviews
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FAQs
Q. Am I covered if I’m riding pillion?
We’re happy to cover modified bikes but it’s always worth contacting us to discuss your options first if you’re not sure. Our motorbike insurance covers classic bikes and supersport models so our motorbike breakdown usually supports this.
Q. Can you recover my motorcycle?
Q. What if I use my motorbike for business?
If you use your motorbike for business - as courier, perhaps - you might need RAC business breakdown cover.
Q. Will my moped or scooter be covered with motorbike cover?
Q. Am I covered in Europe?
Not automatically - don’t assume your UK breakdown cover covers you when riding your motorbike in Europe. The good news is that we offer European breakdown cover and provide assistance in 49 different countries, with flexible pricing, so you can tailor your cover exactly to your trip if you like.